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Home Equity Special

Home Equity Flyer

Contact us to get started!

Coralville Office
Scott Popkes, VP/Branch Manager  NMLS # 718932 - Email Scott or 319.688.9005

Davenport - Downtown Office, Paul Revere Square Office
Damon Colvin, AVP/Branch Manager  NMLS # 611818 - Email Damon or 563.333.4308

Kalona Office
Pamela Thomas, Branch Manager  NMLS # 651512 - Email Pamela or 319.656.2265

Muscatine - Downtown Office, Buffalo Prairie Office
Tammy Koch, Assistant Branch Manager  NMLS # 2357240 - Email Tammy or 563.262.3120

Muscatine - Park Ave Office
Skye Edkin, Branch Manager  NMLS # 1580703 - Email Skye or 563.263.3144

Walcott Office
Lori Nelson, AVP/Branch Manager  NMLS # 569351 - Email Lori or 563.447.1794

Washington Office
Melissa Myers, AVP/Branch Manager  NMLS # 729958 - Email Melissa or 319.653.2265

Muscatine HyVee and Wilton Office
Monika Verdinez, Branch Manager  NMLS # 2246052 - Email Monika or 563.732.5131

 

 

*For both Home Equity Loans and Home Equity Credit Lines: Loans over $100,001 require title insurance at borrower's expense. Certified appraisals typically cost $400. Special only applies to new loans, refinances not eligible unless $5,000 in new money is advanced. Subject to a credit application and credit approval. Homeowner’s insurance is required. Offer may be withdrawn without notice. Consult a tax advisor regarding the deductibility of interest.


For Home Equity Loans: The Annual Percentage Rate (APR) is effective May 20, 2022 and varies from 5.10% APR to 7.30% APR, based on your loan-to-value ratio and creditworthiness. The loan term is 62 months. Loan payment example: a $10,000 Home Equity Loan at a 5.10% interest rate for 62 months will have a 5.104% APR and a monthly payment of $183.83.


For Home Equity Credit Line: The Annual Percentage Rate (APR) is effective May 20, 2022, varies on a quarterly basis, and will range from the Prime Rate as published in the Wall Street Journal (“Prime”) to Prime plus 2.50% based on your loan-to-value ratio and creditworthiness. As of May 20, 2022 Prime was 4.00%. The maximum APR will not exceed 21% and will not be less than 3.99%. Monthly payments are interest only. Payment of interest only would result in a balloon payment at the end of your loan. Loans are subject to credit approval and a minimum initial advance of $5,000. A fixed interest rate is available and varies from 4.40% to 7.00% APR, based on your loan-to-value ratio and creditworthiness. The fixed rate is effective May 20, 2022. The line of credit term is 60 months.