Home Equity Line Of Credit Promotions And More

Contact us to get started!

Beloit Office
Alice Martinez, Branch Manager  NMLS # 1410956 - Email Alice or 608.313.0677

Bettendorf Office
Mandi Guyer, AVP/Branch Manager  NMLS # 647798 - Email Mandi or 563.332.7859

Buffalo Office
Hector Razo, Branch Manager  NMLS # 2551797 - Email Hector or 563.381.1522

Buffalo Pairie & Joy Offices
Melinda Galbreath, Branch Manager  NMLS # 1217582 - Email Melinda or 309.584.4146

Heather Hay, Assistant Branch Manager  NMLS # 2655590 - Email Heather or 309.324.2038

Coralville Office
Scott Popkes, VP/Retail Banking Manager  NMLS # 718932 - Email Scott or 319.688.9005

Davenport - Downtown Office
Damon Colvin, AVP/Branch Manager  NMLS # 611818 - Email Damon or 563.333.4308

Davenport - East Village Office
Hector Razo, VP/Branch Manager  NMLS # 2551797 - Email Hector or 563.381.1522

Davenport - Paul Revere Square Office
Gabby Jenkins, Branch Manager  NMLS # 2611593 - Email Gabby or 563.333.3010

Kalona Office
Tricia Brockert, Branch Manager  NMLS # 2696611 - Email Tricia or 319.656.2265

Moline Office
Courtney Horton, AVP/Branch Manager  NMLS # 2551796 - Email Courtney or 309.757.0738

Muscatine - Downtown Office
Sherill Funke, Branch Manager  NMLS # 2601415 - Email Sherill or 563.262.3120

Muscatine - Park Ave Office
Skye Edkin, AVP/Branch Manager  NMLS # 1580703 - Email Skye or 563.263.3144

Roscoe Office
Chelsea Woodford, AVP/Branch Manager  NMLS # 2551795 - Email Chelsea or 815.681.7418

Walcott Office
Jessica Jackson, Branch Manager  NMLS # 2668540  - Email Jessica or 563.447.1794

Washington Office
Elizabeth Villa, Branch Manager  NMLS # 1334848 - Email Elizabeth or 319.653.2265

Muscatine HyVee and Wilton Offices
Monika Verdinez, Branch Manager  NMLS # 2246052 - Email Monika or 563.732.5131

*For both Home Equity Loans and Home Equity Credit Lines: Closing costs are only 99¢ for any new Home Equity Line of Credit or Home Equity Loan of $100,000 or less. Internal property evaluations are provided at no cost to the borrower.  Borrowers may incur additional cost if a certified appraisal is required or requested. Loans over $100,001 require title insurance at borrower's expense. Certified appraisals typically cost $425. Special only applies to new loans, refinances not eligible unless $5,000 in new money is advanced. Subject to a credit application and credit approval. Homeowner’s insurance is required. Offer may be withdrawn without notice. Consult a tax advisor regarding the deductibility of interest.

For Home Equity Loans: The interest rate is effective June 4, 2025 and can range from 7.30% to 9.01%, based on your loan-to-value ratio and creditworthiness. The loan term is 62 months. Loan payment example: a $10,000 Home Equity Loan at a 7.30% interest rate for 62 months will have a 7.30% annual percentage rate (APR) and a monthly payment of $194.15. Payments do not include amounts for taxes and insurance, if applicable, and actual payments will be greater.

For Home Equity Credit Line: The Annual Percentage Rate (APR) is effective June 4, 2025, and can range from 7.50% APR to 10.00% APR.  The rate is a variable rate and will range from the Prime Rate as published in Wall Street Journal ("Prime") to Prime plus 2.50% based on your loan-to-value ratio and creditworthiness. As of June 4, 2025 Prime was 7.50%. The maximum APR will not exceed 21% and will not be less than 4.99%. Third party fees normally range from $.01 and $1500. Monthly payments are interest only. Payment of interest only would result in a balloon payment at the end of your loan. Loans are subject to credit approval and a minimum initial advance of $5,000. A fixed interest rate is available and will range from 8.50% to 11.00% APR, based on your loan-to-value ratio and creditworthiness. The fixed rate is effective Jun 4, 2025. The line of credit term is 60 months.