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Bank On

Bank On Checking

Welcome to CBI Bank & Trust and Bank On Checking!  Enjoy a safe and affordable checking account from a bank you can depend on.

An account for those interested in banking without using checks or incurring overdraft fees

  • Easy access without checks - use your debit card for purchases
  • Manage your account, transfer money, and pay bills with Online or Mobile Banking
  • Deposit checks at no charge with Mobile Banking
  • No minimum balance required
  • No overdraft fees*
  • Low $5 monthly fee

Account includes these FREE features:

  • Debit Card
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • ATM withdrawls at all CBI Bank & Trust locations
  • eStatements

The minimum to open a Bank On Checking account is $25.
*No checks allowed on the account; checks presented for payment will be
returned. We will attempt to return or decline transactions that may
overdraw your account. We will not charge any return item fees or
overdraft fees. Additional fees may be charged by the merchant when an
item is returned. CBI Bank & Trust is required to pay any authorized debit
card and bill pay transactions charged to your account that may take your
account negative. If your account is charged any fees, this may also result
in a negative balance. With Bank On Checking, you will not be charged
overdraft fees for being inadvertently overdrawn.