Home Calculators

Financial Calculators

When planning for your financial future, “guesstimates” will not do. CBI Bank & Trust offers a variety of financial calculators to give you better insight into your financial future. Whether you need help planning for a mortgage, retirement, investments or any other parts of your financial life, our financial calculators are here to help.

Investment

The number of factors alone that determine the potential value of your investments can be mind boggling. Our investment calculator helps you sort them all out.

Retirement

What’s your “magic number” for retirement? Our retirement calculator can help you get a better idea of what it will take to live retirement the way you want. 

Loan

What’s your desired loan payment? What would your monthly loan payment be? Our loan calculator can help answer both of these questions.

Education Planning 

The cost of a college education isn’t getting any lower. Be on the front foot in planning for your child’s financial needs for college with our education planning calculator.

Mortgage

A mortgage is one of the most significant pieces of your finances. Our mortgage calculator can show you your potential amortization schedule, what you’ll pay in interest and the effect of any prepayments you make.

Rent or Buy

Renting a home vs. buying a home is a classic debate. This calculator can help you see the financial difference between renting and buying a home, a decision that can save you thousands of dollars a year.

Early Mortgage Payoff

Looking to pay off your mortgage faster and save money on interest payments? Our early mortgage payoff calculator can show you the impact of additional monthly payments in both money and time saved.

Credit Card Payoff

No one enjoys living with credit card debt. Our credit card payoff calculator can help you create a plan to pay down your credit card debt.

College Savings

If you need to save money for college, our college savings calculator is your solution to show you what you’ll need to save each month.

Monthly Savings

We all have things we’re saving for. Our monthly savings calculator gives you a look at what you’ll need to save each month to reach your goal.

Car Affordability

If you’re thinking of purchasing a new vehicle, this calculator can show you how large of an auto loan you can afford to prevent you from taking on more debt than you can handle.

Retirement Longevity

“Will I outlive my money?” is a huge concern for many as they approach retirement. Our retirement longevity calculator can show you how long your money will last.

Future Value

If you have investments now, it’s crucial to know what they’ll be worth in retirement. Our future value calculator can give you a better idea of what your investments may be worth over time.

Loan Affordability

How large of a loan can you afford without going under water? Our loan affordability calculator gives you a better look at what kind of loan you can handle.

Mortgage Qualification

The last thing you want to do is to take out a mortgage that you can’t afford. Our mortgage qualification calculator helps you see what size of mortgage you qualify for.

Loan Consolidation

Is consolidating your loans the right option for you? Using our loan consolidation calculator can help you make this decision that can save or cost you thousands of dollars in the long run.